Private Health Insurance Rebate

The Australian Government introduced the Private Health Insurance Rebate (also known as the Federal Government 30% Rebate) initiative in January 1999. For every dollar that you contribute to your private health insurance premium, the Government will give you back at least 30 cents as a Private Health Insurance Rebate. The Rebate increases depending on your age:

  • 30% for people under 65, 
  • 35% for people aged 65-69, and 
  • 40% for people aged 70 and over. 


How to claim the Rebate 
All Australians who are eligible for Medicare
Medicare is the Australian Government's universal health insurance scheme, which covers all eligible citizens and residents for hospital treatment in
more...
 and who are members of a registered health fund, no matter what their level of cover, income or type of membership, are eligible for the rebate. The Rebate applies to both hospital and general treatment (ancillary or extras) policies.
There are three ways to claim the Rebate:
If your employer has paid your premium on your behalf, you are still entitled to claim the Rebate.

Transport health