Useful Information
Can I join?
What Government Incentives And Surcharges Affect My Insurance?
Private Health Insurance Rebate
Lifetime Health Cover (LHC)
Suspension of Membership
Going Overseas
New Migrants to Australia
Medicare Levy Surcharge
About Waiting Periods
Claiming Benefits - Important Conditions
Claiming Rules
Ambulance Cover
Cancellation Of Membership/Cooling Off Period
Private Patients’ Hospital Charter
Medicare Levy Surcharge
The Medicare Levy Surcharge (MLS) is levied on payers of Australian tax who do not have private Hospital cover and who earn above a certain income. The surcharge aims to encourage individuals to take out private Hospital cover, and where possible, to use the private system to reduce the demand on the public Medicare system.
The surcharge covers you and your dependants. Your dependants include your spouse, any of your children who are under 21 years of age, or any of your student children who are under 25 years of age. For more information about who is considered a dependant for MLS purposes, you can refer to the ATO's website.
The surcharge is calculated at the rate of 1% of taxable income. It is in addition to the Medicare Levy of 1.5%, which is paid by most Australian taxpayers.
The surcharge income threshold is indexed annually. Currently, you have to pay the surcharge if you are:
Medicare is the Australian Government's universal health insurance scheme, which covers all eligible citizens and residents for hospital treatment in
more...
Hospital cover is a type of health insurance which covers a member for the cost of treatment in hospital, should they require it.The price of hospital
more...
Hospital cover is a type of health insurance which covers a member for the cost of treatment in hospital, should they require it.The price of hospital
more...
Medicare is the Australian Government's universal health insurance scheme, which covers all eligible citizens and residents for hospital treatment in
more...
The surcharge covers you and your dependants. Your dependants include your spouse, any of your children who are under 21 years of age, or any of your student children who are under 25 years of age. For more information about who is considered a dependant for MLS purposes, you can refer to the ATO's website.
The surcharge is calculated at the rate of 1% of taxable income. It is in addition to the Medicare
Medicare is the Australian Government's universal health insurance scheme, which covers all eligible citizens and residents for hospital treatment in
more...
The surcharge income threshold is indexed annually. Currently, you have to pay the surcharge if you are:
- a single person with an annual taxable income for MLS purposes greater than $80,000 in the 2011-12 financial year; or
- a family or couple with a combined taxable income for MLS purposes greater than $160,000 in the 2011-12 financial year. The family income threshold increases by $1,500 for each dependent child after the first;
- and do not have an approved Hospital coverwith a registered health fund.Hospital cover is a type of health insurance which covers a member for the cost of treatment in hospital, should they require it.The price of hospitalmore...
