A waiting period is an initial period of membership during which no benefit is payable for certain procedures and services.

Waiting periods can also apply to additional benefits when you change (Upgrade) your health Insurance cover.  

Waiting periods will usually apply if you are a new member, you are rejoining Transport Health after not having Health cover for some time, or you are changing to a higher level of cover from your previous level of cover either with Transport Health or another Fund.  If you are transferring to a higher level of cover, you will still be entitled to benefits at your previous level of cover if these services were included under your old cover and you had already served all waiting periods that applied to this cover.

Waiting Periods