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Young Couples Combined Cover
Designed for young couples with no immediate plans for a family, this plan covers you for hospital treatment and a range of extras suitable for those with an active lifestyle. To keep the cost down, certain key hospital treatments, like joint replacements and eye surgery, are excluded.
Loyalty reward
Initially the plan does not cover pregnancy but, in a unique feature, if you should fall pregnant we will allow you to upgrade to a Top Cover plan including pregnancy, provided you have been continuously covered on this plan for 2 years.From
a month for Couple
Rate is inclusive of the 30% Private Health Insurance Rebate, before the application of Lifetime Health Cover loading (where applicable).
summary
| Advantages | Excludes | ||
| Exempts you from the Medicare Medicare is the Australian Government's universal health insurance scheme, which covers all eligible citizens and residents for hospital treatment in more... |  | Lap band surgery |  |
| Covers you for hospital and vital extras treatment | | Assisted reproductive services Assisted reproductive services includes, but is not limited to:IVFGIFTVasectomy and reversalsSterialisation more... | |
| Pregnancy loyalty program | | Eye surgery (including cataract) | |
| Plastic surgery (except after surgical mutilation) | | ||
| Joint replacements | |
Hospital
Extras
Details
| Details |
You are covered for:Young Couples provides accommodation in a contracted private hospital together with theatre fees and other associated hospital costs where the service isn’t excluded or restricted.ExcessThere is a $250 per person ExcessThe Excess is an amount payable by the Member on making a claim, and applicable only once in the calendar year. The excess, as in Top Hospital with Ex more... MedicalYou are covered 100% up to the MedicareMedicare is the Australian Government's universal health insurance scheme, which covers all eligible citizens and residents for hospital treatment in more... Pregnancy – Loyalty RewardUnder our Loyalty rewardThe loyalty reward offers you the option, after 24 months continuous membership of Young Couples cover, to upgrade to a Top Cover plan for pregnancy more... Hospital cover is a type of health insurance which covers a member for the cost of treatment in hospital, should they require it.The price of hospital more... Restricted Benefits:Palliative care, coronary, artery heart procedures, psychiatric and rehabilitation are restricted to basic cover. Basic Hospital cover provides public Hospital coverHospital cover is a type of health insurance which covers a member for the cost of treatment in hospital, should they require it.The price of hospital more... You are not covered for:
|
1. Excess applies. See Details > Excess
2. Subject to loyalty program. Benefits available after 2 years continuous cover. See Details > Pregnancy - Loyalty Reward
3. Restricted cover only. See Details > Restricted Benefits.
2. Subject to loyalty program. Benefits available after 2 years continuous cover. See Details > Pregnancy - Loyalty Reward
3. Restricted cover only. See Details > Restricted Benefits.
Young Couples Combined Cover
Designed for young couples with no immediate plans for a family, this plan covers you for hospital treatment and a range of extras suitable for those with an active lifestyle. To keep the cost down, certain key hospital treatments, like joint replacements and eye surgery, are excluded.
Loyalty reward
Initially the plan does not cover pregnancy but, in a unique feature, if you should fall pregnant we will allow you to upgrade to a Top Cover plan including pregnancy, provided you have been continuously covered on this plan for 2 years.I confirm that I understand the waiting periods, restrictions and service exclusions outlined above, and that I have read the standard terms and conditions.
* You must read the above information before continue.
