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Top Cover with Excess
Top cover with Excess is another premium level of private Hospital Cover and will cover you up to 100% of the costs for being a private patient in a both private and public hospitals. Top cover is designed for those with more complex or unpredictable health needs, or those wanting to be prepared for the unexpected. Top cover with Excess includes cover for things like cardiac and coronary care, hip and knee replacements, major eye surgery, and obstetric related and Assisted reproductive services.
By having an Excess on your cover, you pay the $250 Excess amount towards the cost of your overnight hospital treatment, thus allowing you to reduce the premiums you pay. An Excess applies per person, per calendar year to a maximum of $250 for a single membership or $500 per family/couple/single parent membership.
The Excess is an amount payable by the Member on making a claim, and applicable only once in the calendar year. The excess, as in Top Hospital with Ex
more...
Assisted reproductive services includes, but is not limited to:IVFGIFTVasectomy and reversalsSterialisation
more...
By having an Excess
The Excess is an amount payable by the Member on making a claim, and applicable only once in the calendar year. The excess, as in Top Hospital with Ex
more...
The Excess is an amount payable by the Member on making a claim, and applicable only once in the calendar year. The excess, as in Top Hospital with Ex
more...
The Excess is an amount payable by the Member on making a claim, and applicable only once in the calendar year. The excess, as in Top Hospital with Ex
more...
Choose cover type:
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a month for Single
Rate is inclusive of the 30% Private Health Insurance Rebate, before the application of Lifetime Health Cover loading (where applicable).
summary
| Advantages | Excludes | ||
| Exempts you from the medicare levy surcharge |  | No Exclusions An excluded service is one on which benefits will not be paid by Transport Health.Transport Health does not pay benefits for hospital treatment of any more... |  |
| Provides comprehensive Hospital cover Hospital cover is a type of health insurance which covers a member for the cost of treatment in hospital, should they require it.The price of hospital more... | | ||
| Reduced premium through adding an Excess The Excess is an amount payable by the Member on making a claim, and applicable only once in the calendar year. The excess, as in Top Hospital with Ex more... | |
Benefits
Details
| Details |
HospitalTop Cover with a $250 ExcessThe Excess is an amount payable by the Member on making a claim, and applicable only once in the calendar year. The excess, as in Top Hospital with Ex more... MedicalYou are covered 100% up to the MedicareMedicare is the Australian Government's universal health insurance scheme, which covers all eligible citizens and residents for hospital treatment in more... Maximum benefits
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1. $250 excess applies - see Details > Hospital
Top Cover with Excess
Top cover with Excess is another premium level of private Hospital Cover and will cover you up to 100% of the costs for being a private patient in a both private and public hospitals. Top cover is designed for those with more complex or unpredictable health needs, or those wanting to be prepared for the unexpected. Top cover with Excess includes cover for things like cardiac and coronary care, hip and knee replacements, major eye surgery, and obstetric related and Assisted reproductive services.
By having an Excess on your cover, you pay the $250 Excess amount towards the cost of your overnight hospital treatment, thus allowing you to reduce the premiums you pay. An Excess applies per person, per calendar year to a maximum of $250 for a single membership or $500 per family/couple/single parent membership.
The Excess is an amount payable by the Member on making a claim, and applicable only once in the calendar year. The excess, as in Top Hospital with Ex
more...
Assisted reproductive services includes, but is not limited to:IVFGIFTVasectomy and reversalsSterialisation
more...
By having an Excess
The Excess is an amount payable by the Member on making a claim, and applicable only once in the calendar year. The excess, as in Top Hospital with Ex
more...
The Excess is an amount payable by the Member on making a claim, and applicable only once in the calendar year. The excess, as in Top Hospital with Ex
more...
The Excess is an amount payable by the Member on making a claim, and applicable only once in the calendar year. The excess, as in Top Hospital with Ex
more...
I confirm that I understand the waiting periods, restrictions and service exclusions outlined above, and that I have read the standard terms and conditions.
* You must read the above information before continue.
