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Top Cover with Co-Payment
Top Cover with Co-Payment is another premium level of private Hospital Cover and will cover you up to 100% of the costs for being a private patient in both private and public hospitals. Top Cover is designed for those with more complex or unpredictable health needs, or those wanting to be prepared for the unexpected. Top Cover with Co-payment includes cover for things like cardiac and coronary care, hip and knee replacements, major eye surgery, and obstetric related and Assisted reproductive services.
By having a Co-payment on your cover, you pay the $100 Co-payment amount towards the cost of your overnight hospital treatment, thus allowing you to reduce the premiums you pay. A Co-payment of $100 applies per night to a maximum of $500 per person, per calendar year to a maximum of $500 for a single membership or $1000 per family/couple/single parent membership.
Co-payments under Top Hospital cover are an amount payable by the member and applicable to each hospital admission during a calendar year. Top Hospita
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Assisted reproductive services includes, but is not limited to:IVFGIFTVasectomy and reversalsSterialisation
more...
By having a Co-payment
Co-payments under Top Hospital cover are an amount payable by the member and applicable to each hospital admission during a calendar year. Top Hospita
more...
Co-payments under Top Hospital cover are an amount payable by the member and applicable to each hospital admission during a calendar year. Top Hospita
more...
Co-payments under Top Hospital cover are an amount payable by the member and applicable to each hospital admission during a calendar year. Top Hospita
more...
Choose cover type:
From

a month for Single
Rate is inclusive of the 30% Private Health Insurance Rebate, before the application of Lifetime Health Cover loading (where applicable).
1. Co-payment applies - see Details > Hospital

Top Cover with Co-Payment
Top Cover with Co-Payment is another premium level of private Hospital Cover and will cover you up to 100% of the costs for being a private patient in both private and public hospitals. Top Cover is designed for those with more complex or unpredictable health needs, or those wanting to be prepared for the unexpected. Top Cover with Co-payment includes cover for things like cardiac and coronary care, hip and knee replacements, major eye surgery, and obstetric related and Assisted reproductive services.
By having a Co-payment on your cover, you pay the $100 Co-payment amount towards the cost of your overnight hospital treatment, thus allowing you to reduce the premiums you pay. A Co-payment of $100 applies per night to a maximum of $500 per person, per calendar year to a maximum of $500 for a single membership or $1000 per family/couple/single parent membership.
Co-payments under Top Hospital cover are an amount payable by the member and applicable to each hospital admission during a calendar year. Top Hospita
more...
Assisted reproductive services includes, but is not limited to:IVFGIFTVasectomy and reversalsSterialisation
more...
By having a Co-payment
Co-payments under Top Hospital cover are an amount payable by the member and applicable to each hospital admission during a calendar year. Top Hospita
more...
Co-payments under Top Hospital cover are an amount payable by the member and applicable to each hospital admission during a calendar year. Top Hospita
more...
Co-payments under Top Hospital cover are an amount payable by the member and applicable to each hospital admission during a calendar year. Top Hospita
more...
I confirm that I understand the waiting periods, restrictions and service exclusions outlined above, and that I have read the standard terms and conditions.
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