Which plan is
right for you?
right for you?
Select a plan below
for more details
for more details
Healthy Choice Hospital
If you are a young and healthy single, or a young couple with no plans to start a family, Healthy Choice Hospital offers a great low cost way to cover yourself and reduce your tax liabilities in the process. Healthy Choice Hospital provides cover in both a private and a public hospital with a known out-of-pocket cost if and when you have a hospital stay.
By choosing a lower premium, cover for joint replacements, pregnancy and birth related services, Assisted reproductive services, vasectomies, reversals and sterilisation, lap band surgery, eye surgery (including cataracts) and renal dialysis are excluded. Restricted benefits also apply for cardiac treatment and coronary care, psychiatric and rehabilitation.
A Co-payment applies towards the cost of your hospital stay, this allows you to further reduce the premium that you pay. $150 for same day (excluding dental procedures) or $100 per night for overnight stays. The Co-payment applies to a maximum of $500 per person, per calendar year to a maximum of $500 per single membership or $1000 per family/couple/single parent membership.
By choosing a lower premium, cover for joint replacements, pregnancy and birth related services, Assisted reproductive services
Assisted reproductive services includes, but is not limited to:IVFGIFTVasectomy and reversalsSterialisation
more...
A restricted benefit is where a form of treatment is covered but at a reduced level to other treatments on the same plan. For example, cover may be re
more...
A Co-payment
Co-payments under Top Hospital cover are an amount payable by the member and applicable to each hospital admission during a calendar year. Top Hospita
more...
Co-payments under Top Hospital cover are an amount payable by the member and applicable to each hospital admission during a calendar year. Top Hospita
more...
Choose cover type:
From
a month for Single
Rate is inclusive of the 30% Private Health Insurance Rebate, before the application of Lifetime Health Cover loading (where applicable).
summary
| Advantages | Excludes | ||
| Exampts you from the Medicare Medicare is the Australian Government's universal health insurance scheme, which covers all eligible citizens and residents for hospital treatment in more... |  | Joint replacements |  |
| Covers you for hospital treatment | | Pregnancy & birth-relates services | |
| Assisted reproductive services | | ||
| Lap band surgery | | ||
| Eye surgery (including cataracts) | | ||
| Renal Dialysis | |
Benefits
Details
| Details |
Hospital Healthy Choice Hospital Cover provides accommodation in a contracted private hospital together with theatre fees and other associated hospital costs.Co-paymentThere is a $100 Co-paymentCo-payments under Top Hospital cover are an amount payable by the member and applicable to each hospital admission during a calendar year. Top Hospita more... Co-payments under Top Hospital cover are an amount payable by the member and applicable to each hospital admission during a calendar year. Top Hospita more... MedicalYou are covered 100% up to the MedicareMedicare is the Australian Government's universal health insurance scheme, which covers all eligible citizens and residents for hospital treatment in more... When you are treated by your Doctor in hospital, Medicare pays 75% of the Government Schedule fee and Transport Health pays the remaini more... Maximum benefits
Benefit Limitation Periods (BLPs)A benefit limitation period applies to palliative care for the first 12 months of membership if previously uninsured. BLP means benefits are restricted to basic cover. Basic Hospital cover provides public Hospital coverHospital cover is a type of health insurance which covers a member for the cost of treatment in hospital, should they require it.The price of hospital more... You are NOT covered for:
Restricted BenefitsCardiac treatment and coronary care, psychiatric and rehabilitation are restricted to basic cover. Basic Hospital cover provides public Hospital cover |
1. Co-payment applies. See Details > Co-payment
2. Limited benefits during first 12 months. See Details > Benefit Limitation Periods
3. Restricted cover in a shared room in a public hospital only. Inpatient Access gap not available on restricted services.
2. Limited benefits during first 12 months. See Details > Benefit Limitation Periods
3. Restricted cover in a shared room in a public hospital only. Inpatient Access gap not available on restricted services.
Healthy Choice Hospital
If you are a young and healthy single, or a young couple with no plans to start a family, Healthy Choice Hospital offers a great low cost way to cover yourself and reduce your tax liabilities in the process. Healthy Choice Hospital provides cover in both a private and a public hospital with a known out-of-pocket cost if and when you have a hospital stay.
By choosing a lower premium, cover for joint replacements, pregnancy and birth related services, Assisted reproductive services, vasectomies, reversals and sterilisation, lap band surgery, eye surgery (including cataracts) and renal dialysis are excluded. Restricted benefits also apply for cardiac treatment and coronary care, psychiatric and rehabilitation.
A Co-payment applies towards the cost of your hospital stay, this allows you to further reduce the premium that you pay. $150 for same day (excluding dental procedures) or $100 per night for overnight stays. The Co-payment applies to a maximum of $500 per person, per calendar year to a maximum of $500 per single membership or $1000 per family/couple/single parent membership.
By choosing a lower premium, cover for joint replacements, pregnancy and birth related services, Assisted reproductive services
Assisted reproductive services includes, but is not limited to:IVFGIFTVasectomy and reversalsSterialisation
more...
A restricted benefit is where a form of treatment is covered but at a reduced level to other treatments on the same plan. For example, cover may be re
more...
A Co-payment
Co-payments under Top Hospital cover are an amount payable by the member and applicable to each hospital admission during a calendar year. Top Hospita
more...
Co-payments under Top Hospital cover are an amount payable by the member and applicable to each hospital admission during a calendar year. Top Hospita
more...
I confirm that I understand the waiting periods, restrictions and service exclusions outlined above, and that I have read the standard terms and conditions.
* You must read the above information before continue.
