Which plan is
right for you?
Select a plan below
for more details
Family by Design (with Excess)
This plan combines Top Hospital with an Excess and Top Extras, and is available to those with adult children aged between 21-25, who are no longer studying full time.

With this plan, you can have peace of mind that your adult children remain covered while they find their feet in the world.

By choosing an Excess
The Excess is an amount payable by the Member on making a claim, and applicable only once in the calendar year. The excess, as in Top Hospital with Ex
more...
 on your cover, you pay the $250 Excess
The Excess is an amount payable by the Member on making a claim, and applicable only once in the calendar year. The excess, as in Top Hospital with Ex
more...
 amount towards the cost of your overnight hospital treatment, thus allowing you to reduce the premiums you pay. A $250 Excess
The Excess is an amount payable by the Member on making a claim, and applicable only once in the calendar year. The excess, as in Top Hospital with Ex
more...
 applies per person, per calendar year to a maximum of $500 per family/couple/single parent membership.
Choose cover type:
Extras
collapseexpand
Service Benefit Limit Limit Type
Emergency ambulance transportation
Ambulance benefits are payable for recognised emergency ambulance transport. Ambulance transport is covered in full except in the following circumstan
more...
100% of fee charged-
General dental
"General" dental usually refers to preventative dentistry and the normal maintenance required to sustain oral and dental health.Usually this includes
more...
60% of fee charged$800 per personper calendar year
Major dental
Major dental refers to restorative and cosmetic dentistry, including crowns, bridges, implants etc.
more...

$800 per person

$1000 (after 3 years)

$1200 (after 5 years)

Orthodontic
Orthodontics is the specialty of dentistry that is concerned with the treatment of malocclusions (improper bites), which may be a result of tooth irre
more...

$500 (2nd year)

$850 (3rd-5th years)

$1000 (6th year onwards)

$2500 lifetime maximum per person
Laser eye surgery

$300 per person

$500 per person

after 3 years

after 5 years

$500 lifetime maximum per person
Optical
For members with Extras cover, optical benefits are available from all Optical retailers in private practice who are registered with Transport Health.
more...
80% of fee charged$300 per personper calendar year
Physiotherapy
Physiotherapy is a science-based healthcare profession which views movement as central to health and well-being. Physiotherapists aim to identify and
more...
$42 initial consultation
$32 subsequent		$850 per person
$1700 per family		combined maximum per calendar year
Myotherapy
Chiropractic
Chiropractic employs manipulation and adjustment of body structures, such as the spinal column, so that pressure on nerves coming from the spinal cord
more...
Osteopathy
A system of medicine based on the theory that disturbances in the musculoskeletal system affect other bodily parts, causing many disorders that can be
more...
Podiatry
The branch of medicine that deals with the diagnosis, treatment, and prevention of diseases of the human foot.
more...
Naturopathy
Naturopathic medicine integrates traditional natural therapeutics - including botanical medicine, clinical nutrition, homeopathy, acupuncture, traditi
more...
$37 initial consultation
$27 subsequent		$600 per person
$1200 per family
Acupuncture
Acupuncture is a family of procedures involving the stimulation of anatomical locations on or in the skin by a variety of techniques. The most thoroug
more...
Remedial massage
Reflexology
Reflexology is a therapeutic method of relieving pain by stimulating predefined pressure points on the feet and hands. This controlled pressure allevi
more...
Bowen technique
Shiatsu
Shiatsu is a manipulative therapy developed in Japan and incorporating techniques of anma (Japanese traditional massage), acupressure, stretching, and
more...
Homeopathy
Western and chinese herbalism
Speech / eye and occupational therapy
Dietetics
Psychology

$70 initial consultation

$50 subsequent

$550 per person

$800 per family

per calendar year
Home surgical nursing$22

$400 per person

$800 per person

Orthotics80% of the cost$200 per person
Hearing aids100% of fee chargedcombined $1000 per personcombined $1000 maximum per person, per calendar year
Audiology$32 initial consultation
$22 subsequent
Pharmacyafter deducting the PBS amount, up to $50 per non-PBS script$400 per person
$800 per family		per calendar year
Membership fees$20 per person

single program:
$200 per person
$400 per family

per calendar year:
$300 single
$600 per family
Health First70% of the cost
Health appliances80% of the cost$200 per item

per calendar year:
$400 per person
$800 per family

Well-being pool (tai chi, pilates, yoga)70% up to$20 per visit

per calendar year:
$300 single
$600 per family

Details
collapseexpand
Details

Hospital benefits

Top Hospital Cover (with Excess)
Top Hospital Cover with a $250 Excess
The Excess is an amount payable by the Member on making a claim, and applicable only once in the calendar year. The excess, as in Top Hospital with Ex
more...
 provides accommodation in a contracted private hospital together with theatre fees and other associated hospital costs. $250 Excess
The Excess is an amount payable by the Member on making a claim, and applicable only once in the calendar year. The excess, as in Top Hospital with Ex
more...
 applies per person to overnight hospitalisation to a maximum of $250 per person or $500 per single parent family / family membership, per calendar year.

Medical
You are covered 100% up to the Medicare
Medicare is the Australian Government's universal health insurance scheme, which covers all eligible citizens and residents for hospital treatment in
more...
 Benefits Schedule Fee for inpatient medical treatment. Where the doctor participates in our access gap cover, your out-of-pocket costs will be reduced or eliminated. You are also covered as a private patient in a public hospital.
Maximum benefits

Extras Cover

Eligible providers
Extras cover can be used to reclaim costs incurred for treatment by any provider registered to practice the disciplines listed above. For further improved rates and discounts, members can visit a Transport Health preferred provider.

Membership fees
Membership fees applies to registered organisations, eg Diabetes Australia.

Health First
Approved programs:

  • MRI scans
  • specialist skin testing
  • quit smoking programs
  • first aid courses
  • weight loss programs
  • stress management programs
1. $250 excess applies - see Details > Hospital
join now
 

Family by Design (with Excess)

This plan combines Top Hospital with an Excess and Top Extras, and is available to those with adult children aged between 21-25, who are no longer studying full time.

With this plan, you can have peace of mind that your adult children remain covered while they find their feet in the world.

By choosing an Excess
The Excess is an amount payable by the Member on making a claim, and applicable only once in the calendar year. The excess, as in Top Hospital with Ex
more...
 on your cover, you pay the $250 Excess
The Excess is an amount payable by the Member on making a claim, and applicable only once in the calendar year. The excess, as in Top Hospital with Ex
more...
 amount towards the cost of your overnight hospital treatment, thus allowing you to reduce the premiums you pay. A $250 Excess
The Excess is an amount payable by the Member on making a claim, and applicable only once in the calendar year. The excess, as in Top Hospital with Ex
more...
 applies per person, per calendar year to a maximum of $500 per family/couple/single parent membership.
I confirm that I understand the waiting periods, restrictions and service exclusions outlined above, and that I have read the standard terms and conditions.
* You must read the above information before continue.
cancel
confirm
Transport health