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right for you?
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Basic Hospital
Basic Hospital is suitable for those who want to be covered just in case. This plan allows you to be treated as a private patient in a public hospital, in a shared ward with your choice of doctor. It could also help you avoid the Medicare Levy Surcharge.
Importantly, this plan does not cover you fully for treatment in a private hospital. We do not recommend this plan for treatment in a private hospital.
Medicare is the Australian Government's universal health insurance scheme, which covers all eligible citizens and residents for hospital treatment in
more...
Importantly, this plan does not cover you fully for treatment in a private hospital. We do not recommend this plan for treatment in a private hospital.
Choose cover type:
From

a month for Single
Rate is inclusive of the 30% Private Health Insurance Rebate, before the application of Lifetime Health Cover loading (where applicable).
| Advantages | Excludes | ||
| Exempts you from the Medicare Medicare is the Australian Government's universal health insurance scheme, which covers all eligible citizens and residents for hospital treatment in more... | ![]() | Access Gap When you are treated by your Doctor in hospital, Medicare pays 75% of the Government Schedule fee and Transport Health pays the remaini more... | ![]() |
| Your choice of doctor | ![]() | ||
| Hospital treatment as private patient in a public hospital | ![]() |
| Include | NOT Covered | ||||
| Emergency ambulance transportation Ambulance benefits are payable for recognised emergency ambulance transport. Ambulance transport is covered in full except in the following circumstan more... | ![]() | Lap-band surgery | Access Gap When you are treated by your Doctor in hospital, Medicare pays 75% of the Government Schedule fee and Transport Health pays the remaini more... | ![]() | |
| Public hospital as private patient | ![]() | Eye surgery (including cataract) | |||
| Intensive care | Palliative care | ||||
| Pregnancy & birth-related services Pregnancy and related services includes, but is not limited to, antenatal and postnatal care and management of labour and delivery. more... | Cardiac treatment and coronary care | ||||
| Assisted reproductive services (IVF / GIFT Stands for in gamete intrafallopian transfer, which is when a mixture of sperm and eggs are placed directly into the fallopian tuves using laparoscopy more... | Psychiatric | ||||
| Joint replacements | Rehabilitation |
1. Basic cover only. See Details.

Basic Hospital
Basic Hospital is suitable for those who want to be covered just in case. This plan allows you to be treated as a private patient in a public hospital, in a shared ward with your choice of doctor. It could also help you avoid the Medicare Levy Surcharge.
Importantly, this plan does not cover you fully for treatment in a private hospital. We do not recommend this plan for treatment in a private hospital.
Medicare is the Australian Government's universal health insurance scheme, which covers all eligible citizens and residents for hospital treatment in
more...
Importantly, this plan does not cover you fully for treatment in a private hospital. We do not recommend this plan for treatment in a private hospital.
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