Top Extras Cover E1

Our Top Extras cover offers excellent value for families, couples or singles. Combine Top Extras E1 with Top Hospital H3 for optimum cover, or mix and match with another hospital cover to suit your specific needs.

Benefits

• Emergency Ambulance Transport. (No waiting period)

• Dental
General – Includes fillings and scale & clean.
Major – Includes bridges, crowns, dentures and implants,
removal of wisdom teeth and oral surgery.
Orthodontic – Includes braces and oral devices.

• Optical (prescription required)

• Laser Eye Surgery

• Natural Therapies
– Physiotherapy, Chiropractic, Osteopathy
– Remedial massage, Myotherapy, Bowen Technique, Therapeutic Massage, Shiatsu and Reflexology
– Naturopathy, Acupuncture, Homeopathy, Western Herbalism and Chinese Herbalism
– Podiatry and Podiatric Surgery
– Speech Therapy
– Orthoptics (Eye Therapy)
– Occupational Therapy
– Dietetics
– Antenatal Classes

• Home / Surgical Nursing

• Orthotics

• Psychology

• Hearing Aids (including repairs)

• Audiology

• Pharmacy (Prescription only after deducting the PBS fee) Including refund of UFS Subscriptions

• Health Appliances
– Blood Glucose Monitor*
– Blood Pressure Monitor*
– CPAP Machine*
– Nebuliser Kit*
– Asthma Pump*
– Compression Garments
* Includes replacement equipment

• Well Being Pool
Yoga classes, Tai Chi classes, Pilates
(excludes gym membership)

• Health First – Fund Approved Programs
– MRI Scans (not covered by Medicare)
– Specialist Skin Testing (i.e. melanomas)
– Membership subscriptions for Diabetes Australia and the Asthma Foundation
– Quit Smoking Programs
– First Aid Courses
– Weight Loss Programs
– Stress Management Programs

All services are subject to an annual limit, calculated over the Membership year.


Waiting Periods

2 month Waiting Period generally applies to all services except Emergency Ambulance Transport and some treatments required after an accident.

• 6 months for Optical
• 12 months for Bridges, Crowns, Dentures and Implants, Orthodontic, Orthotics and Appliances.
• 24 months for Hearing Aids.
• 36 months for Laser Eye Surgery.


Replacement Periods

3 years for Dentures and Hearing Aids and CPAP machine Extras Cover Sub-Limits Period & additional benefits Sub-limits may be applicable during the first 6 months of membership.

Members using the services of Dental on Swan will find that their benefits stretch further

top extras table

 

 


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