Transport Health offers various levels/tables of hospital cover and two levels of extras cover. Our range is designed to suit different needs and lifestyles. Any hospital table can be combined with either of the extras tables to provide the best solution for your particular circumstances.

Consider your choices

Hospital Tables

Top Hospital (H3) provides full hospital cover in contracted private hospitals.

Top Hospital Excess (H3X) provides the same cover as Top Hospital Cover, subject to an Excess, payable when admitted to hospital.

Top Hospital with co-payment (H2) cover is an excellent level of cover similar to Top Hospital Cover but requires a member co-payment when admitted to hospital. This cover has Benefit Limitation Periods of 12 months for psychiatric, rehabilitation and cardiac treatment.

Basic Hospital (H1) cover offers full hospital cover in a shared ward of a public hospital with your choice of doctor.
Healthy Choice Hospital (H4) is for the budget conscious or young healthy people and those who do not need joint replacements nor intend having babies or IVF and sterilisation services. This cover has Benefit Limitation Periods of 12 months for psychiatric, rehabilitation and cardiac treatment. Co-payments are required if admitted to hospital.

Extras Tables

Top Extras (E1) is our comprehensive extras, which covers a wide range of services with generous benefits and annual limits. Members on this table receive dental benefits through Dental on Swan.

Healthy Choice Extras (E4) offers cover for essential general extras services - like dental, physiotherapy and chiropractic services - but with lower benefit limits.

Combined Cover - Your Choice

With Transport Health you can combine any Hospital table with either of the General Extras tables for Hospital and Extras insurance to suit your needs

Young Singles Combined Cover (H5) provides private hospital cover with selected extras. It is designed for young healthy people who require 'just in case' hospital cover and still want value for money by having great extras cover like general and major dental, optical, physiotherapy and much more. This cover excludes those services young people really don't want to pay for and has a $250 hospital excess.

Family by Design cover offers family and single parent cover for all three levels of top private hospital combined with top extras where dependants between the ages of 21-25 who are no longer studying full-time can be covered under the family membership.

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